The types of loans granted are:

• Traditional
• Optional (diversified) on short term – 1 to 4 weeks
• Optional (diversified) on medium or long term
• For capitalization

All types of loans are granted in optimal time, according to solicitor’s needs. Credit union’s own capital together with members’ funds and financing from UTCAR’s liquidity fund, allowed the diversification of loan offer. New types of loans are:

• Loans for capitalization for rapid growth of solicitor’s share account
• Completion loans or supplemental
• Excellency loans
• Loans for short and very short period

Lately, loans with values of up to members’ share accounts became more and more popular, mainly due to the lack of endorsements.

The maximum value of burial aid granted in case of members’ decease is permanently adjusted in accordance with the needs. There is an aid granted to members in case of their spouses’ decease. Its amount is half the aid payable in case of member’s decease. This service is available for all members, for a monthly contribution of 2 lei.

The personnel is professionally well prepared, having graduated higher education in economics and legal fields, as well as perfecting courses organized by Romanian Banking Institute and the Body of Licensed Accountants and Expert Accountants in Romania.

They offer financial advice to members, helping them find the most well suited solution for their needs and solve rapidly members’ demands. Alongside, a group of support made by volunteers promotes credit union’s services and works under Board’s coordination.